TAXABLE VS. TAX-DEFERRED
How We Manage Taxable and Tax-Deferred Accounts
Investment goals differ by account type. At Murray Street Capital Advisors, we use distinct strategies for taxable and tax-deferred accounts, ensuring each is managed to maximize potential while addressing unique considerations.
Taxable Accounts
Our strategy balances growth and tax efficiency:
50% Dividend Stocks: High-quality, dividend-paying stocks offer income and stability.
50% Tactical Allocation: Adjustments based on market conditions while minimizing tax liabilities.
This dual approach provides a steady foundation for growth while managing the tax implications inherent in taxable accounts.
Tax-Deferred Accounts
With no immediate tax consequences, tax-deferred accounts allow for:
100% Tactical Allocation: Flexibility to reallocate entirely to cash or equity depending on market conditions.
Risk Management Priority: Minimizing losses to preserve value and enhance growth.
This structure ensures maximum flexibility for retirement accounts like IRAs or 401(k)s, focusing solely on long-term success.
Our structured approach to managing taxable and tax-deferred accounts provides the flexibility and discipline needed to meet your long-term goals. At Murray Street Capital Advisors, we tailor strategies for each account type with the aim of balancing risk management and growth opportunities, helping clients navigate a variety of market conditions.