INVEST IN WHAT WORKS

So Your Time
is Your Own

At Murray Street Capital Advisors, we believe investment success requires more than simply following the market. Our philosophy is grounded in protecting your wealth during market downturns and growing it during uptrends. We pursue this through a disciplined, tactical approach that prioritizes both risk management and opportunity.

Protect When Necessary. Grow When Possible. Adapt Always.

What Sets Us Apart

  • Tactical Flexibility

    We move between equity and cash depending on market conditions—no passive waiting.

  • Downside Protection

    We prioritize loss prevention to reduce recovery time and preserve long-term growth.

  • Opportunity Focus

    We analyze data and trends to capture growth where and when it appears.

A Tactical, Flexible Investment Approach

Beyond Buy and Hold

Traditional strategies often suggest “buy and hold” through all market conditions. While this approach works in theory, it can expose portfolios to unnecessary risks during downturns.

We do things differently:

  • Dynamic Adjustments: We adjust between 100% equity and 100% cash based on market conditions.

  • Proactive Decision-Making: Allocations are based on forward-looking analysis to minimize risk and capture opportunities.

Prioritizing Downside Protection

Avoiding large losses is critical for preserving wealth and accelerating recovery after downturns. By minimizing drawdowns, we help ensure your portfolio remains on track toward your long-term financial goals.

Structured Strategies for Every Investor

Our disciplined approach is designed to benefit a broad range of clients through structured portfolio strategies:

Taxable Accounts

  • 50% Dividend Stocks:
    High-quality, dividend-paying stocks provide stability and steady income.

  • 50% Tactical Allocation:
    A flexible portion that adjusts to market conditions while considering tax implications.

Tax-Deferred Accounts

  • Managed with 100% tactical flexibility, allowing us to reallocate entirely to cash or equity depending on market conditions. This ensures a focus on maximizing growth and minimizing risk.

  • Designed to maximize flexibility and long-term growth potential

Taxable Vs. Tax-Deferred Strategies

Strategy Feature 50/50 (Taxable Account) 100% Tactical (Tax-Deferred Account)
Asset Mix 50% stocks / 50% bonds or stable assets Fully flexible between risk assets and cash
Tax Sensitivity Prioritizes low turnover and tax efficiency No tax constraints — prioritizes tactical advantage
Risk Management Moderate risk; diversification through static balance Dynamic risk reduction via tactical positioning
Upside Capture Participates in market advances commensurate with its equity allocation, with a focus on tax efficiency Designed to fully participate when trends are favorable
Downside Protection Diversification and high-quality income provide ballast to help cushion drawdowns Designed to go defensive or to cash in drawdowns
Flexibility Rebalancing keeps allocations fixed Allocations can shift 0–100% based on market conditions

50/50: 50% stocks / 50% bonds or stable assets

100% Tactical: Fully flexible between risk assets and cash

50/50: Prioritizes low turnover and tax efficiency

100% Tactical: No tax constraints — prioritizes tactical advantage

50/50: Moderate risk; diversification through static balance

100% Tactical: Dynamic risk reduction via tactical positioning

50/50: Participates in market advances commensurate with its equity allocation, with a focus on tax efficiency

100% Tactical: Designed to fully participate when trends are favorable

50/50: Diversification and high-quality income provide ballast to help cushion drawdowns

100% Tactical: Designed to go defensive or to cash in drawdowns

50/50: Rebalancing keeps allocations fixed

100% Tactical: Allocations can shift 0–100% based on market conditions

Transparency and Trust

As an independent, fiduciary firm, we are committed to transparency. You’ll always know how your investments are being managed and why decisions are made. Our fee structure aligns our success with yours, ensuring every action is taken with your goals in mind.

“As a fiduciary, every allocation and adjustment is made with your success in mind—and you’ll always know why a change is made.”

The Murray Street investment philosophy is simple: Protect when necessary. Grow when possible. Adapt always. With our disciplined, tactical approach, we help you navigate today’s markets confidently while staying focused on your financial future.