Integrated Guidance for Every Stage of Your Financial Journey
At Murray Street Capital Advisors, financial planning isn’t an optional add-on or an afterthought—it’s an essential part of the service we provide to every client. Included in our asset management fee, our comprehensive financial planning ensures your investment strategy aligns seamlessly with your broader financial goals.
Using cutting-edge tools like Right Capital Financial Planning Software, we help you make informed decisions, stay on track, and achieve the future you envision.
What is Financial Planning?
Financial planning is the process of evaluating your current financial situation, identifying your goals, and creating a strategic plan to achieve them. It’s about answering critical questions, such as:
How much do I need to save for retirement?
Am I on track to meet my financial goals?
How can I minimize taxes and maximize my wealth?
The Right Capital Advantage
Our financial planning process is powered by Right Capital, a leading financial planning software that enables:
Real-Time Insights
Track your net worth, income, expenses, and savings in one place.
Monitor your progress toward financial goals with interactive, easy-to-understand visuals.
Advanced Retirement Planning
Model various scenarios to understand how factors like market performance, inflation, and spending habits could impact your retirement.
Receive clear projections to determine whether you’re on track to retire when and how you want.
Tax Planning and Optimization
Identify tax-saving opportunities, such as Roth conversions, tax-efficient withdrawals, and charitable giving strategies.
Stress Testing
Test how different market conditions, life events, or unexpected expenses could affect your plan, ensuring you’re prepared for the unexpected.
Key Components of Our Financial Planning Process
Our approach to financial planning addresses every aspect of your financial life:
Retirement Planning
Determine how much you need to retire comfortably.
Create a sustainable withdrawal strategy to ensure your portfolio lasts throughout retirement.
Investment Planning
Align your investment strategy with your goals, time horizon, and risk tolerance.
Ensure your portfolio is optimized for growth while protecting against downside risk.
Tax Efficiency
Structure your investments and withdrawals to minimize tax liabilities.
Identify opportunities to reduce taxes through strategies like tax-loss harvesting or charitable giving.
Estate Planning
Plan for the smooth transfer of wealth to your heirs.
Coordinate with estate attorneys to ensure your legacy is preserved according to your wishes.
Cash Flow and Budgeting
Understand your income, expenses, and savings to maintain financial stability.
Identify opportunities to allocate resources more effectively.
Why Financial Planning Matters
A strong financial plan isn’t just about preparing for the future—it’s about making smarter decisions today. Here’s why it’s essential:
Clarity and Confidence
Know exactly where you stand financially and what steps to take next.
Holistic Alignment
Ensure every financial decision, from investments to estate planning, works together toward your goals.
Proactive Problem-Solving
Anticipate potential challenges, such as market volatility, rising healthcare costs, or unexpected life events.
What Sets Our Financial Planning Apart?
Included in Your Fee
Unlike many firms that charge extra for financial planning, our asset management fee includes this service, ensuring you receive holistic guidance without additional costs.
Integrated with Portfolio Management
Your financial plan and investment strategy are seamlessly aligned, providing a cohesive approach to building and preserving wealth.
Ongoing Support
Financial planning isn’t a one-time event. We revisit your plan regularly to ensure it evolves with your life and market conditions.
At Murray Street Capital Advisors, financial planning is at the heart of what we do. By integrating comprehensive planning with our disciplined investment strategies, we help you navigate life’s complexities with clarity, confidence, and control.
Ready to take the next step in your financial journey? Contact us today to learn more about how our financial planning process can help you achieve your goals.