Investment goals differ by account type. At Murray Street Capital Advisors, we use distinct strategies for taxable and tax-deferred accounts, ensuring each is managed to maximize potential while addressing unique considerations.

Taxable Accounts

Our strategy balances growth and tax efficiency:

• 50% Dividend Stocks: High-quality, dividend-paying stocks offer income and stability.

• 50% Tactical Allocation: Adjustments based on market conditions while minimizing tax liabilities.

This dual approach provides a steady foundation for growth while managing the tax implications inherent in taxable accounts.

Tax-Deferred Accounts

With no immediate tax consequences, tax-deferred accounts allow for:

• 100% Tactical Allocation: Flexibility to reallocate entirely to cash or equity depending on market conditions.

• Risk Management Priority: Minimizing losses to preserve value and enhance growth.

This structure ensures maximum flexibility for retirement accounts like IRAs or 401(k)s, focusing solely on long-term success.

Our structured approach to managing taxable and tax-deferred accounts provides the flexibility and discipline needed to meet your long-term goals. At Murray Street Capital Advisors, we manage each account type with strategies that deliver both protection and growth, ensuring your portfolio is positioned for success in any market.